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Quick Quote

Thank you for using EZDI's Quick Quote! There is a lot of information available today about Disability Insurance, that's both the good and bad news. It's easy to get lost in the details. The 3 quotes below are meant to give you a general idea of the cost associated with 3 different levels of coverage, provided by individual disability insurance. To provide an estimate of the cost, we have blended the rates of major disability carriers providing product in each market, the rates displayed are meant for educational and illustrative purposes only.

If you would like additional information or would like to request a complete quote specific to you and your occupation, click the "Request a Quote" button at the bottom of the page.

Minimum Coverage

This coverage while cost effective does not cover the average duration of a disability, which statistically will last 2.5 to 3 years. However, it does provide a 24-month buffer to assess the situation and make plans.







  • Monthly Benefit - $1000/month
  • Benefit Period – 24 months
  • Elimination Period (Deductible) – 90 Days
  • Renewability – Guaranteed Renewable

 

Estimated Monthly Premium: $

Estimated Annual Premium: $

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Basic Coverage

This coverage provides longer-term benefits and enhanced definitions compared to the Minimum Coverage Plan. As a result it is more expensive, but again provides a broader range of benefits for a longer period.







  • Monthly Benefit - $1000/month
  • Benefit Period – 10 years
  • Elimination Period (Deductible) – 90 Days
  • Renewability – Guaranteed Renewable


Estimated Monthly Premium: $

Estimated Annual Premium: $

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Comprehensive Coverage

This coverage option provides longer-term benefits and enhanced definitions compared to the Basic Coverage Plan.  This type of coverage can be tailored to an individual’s specific occupation., and provides partial benefits in the event you return to work.  Additionally, this plan’s rate are guaranteed not to increase. As a result it is more expensive, but again provides a broader range of benefits for a longer period.


  • Monthly Benefit - $1000/month
  • Benefit Period – To age 67
  • Elimination Period (Deductible) – 90 Days
  • Renewability – Non-Cancellable

Estimated Monthly Premium: $

Estimated Annual Premium: $

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To get the most accurate quote, tailored to your specific information, please submit a full quote request.

  • Unfortunately, most Americans have little understanding of the likelihood of experiencing a disability. A recent CDA survey of workers found:
    • 90 percent underestimate their own chances of becoming disabled.
    • 85 percent express little or no concern that they might suffer a disability lasting three months or longer.
    • 56 percent do not realize that the chances of becoming disabled have risen over the past five years.
      - Council for Disability Awareness, 2007 Disability Awareness Survey

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